Consolidate Accounts
Manage eligible retirement investments in fewer places.
Retirement Accounts
Bring Your Retirement
Savings Together.
A 401(k) rollover may help you consolidate retirement savings from a previous employer into one place, making it easier to manage your investments and plan for retirement.
Your retirement, organized
What Is a 401(k) Rollover?
When you leave an employer, you may have options for the retirement savings held in your workplace retirement plan. Depending on your circumstances and plan rules, you may be able to move eligible assets into an IRA or another qualified retirement account.
Consolidating eligible retirement accounts may help simplify account management and provide broader access to investment choices. However, a rollover can involve important tax, investment, fee and legal considerations.
Consider your options carefully
Keeping assets in your former employer's plan, moving them to a new employer's plan, rolling them into an IRA or taking a distribution can each have different consequences.
Why consider a rollover
Simplify Your Retirement Strategy.
Bringing eligible retirement assets together may make it easier to monitor your investments and maintain a consistent long-term strategy.
One Clear View
Track your retirement investments and account activity from one platform.
Investment Flexibility
Access investment options available through your selected BryantPaul retirement account.
Long-Term Planning
Build an investment strategy around your retirement goals and timeline.
The rollover process
Four Steps Toward a More Unified Retirement Plan.
1
Review Your Account
Gather information about your former employer's retirement plan.
2
Choose Your Account
Select an eligible retirement account that supports your investment strategy.
3
Request the Rollover
Work through the required rollover instructions and documentation.
4
Invest for Your Future
Build and manage an investment strategy aligned with your goals.
Your choices matter
Understand Your Retirement Options.
A rollover is only one option when you leave an employer. Before moving retirement assets, compare the potential advantages and disadvantages of all available choices.
Leave Assets in Your Former Plan
Depending on the plan, you may be able to maintain your retirement savings with your former employer.
Move Assets to a New Employer Plan
Your new employer's retirement plan may accept eligible rollover assets.
Roll Assets Into an IRA
Eligible assets may be moved into a Traditional IRA or another qualified retirement account.
Take a Distribution
Cash distributions may result in taxes, penalties or the loss of future tax-deferred growth opportunities.
Need help?
Guidance for Your Next Step.
Retirement decisions can involve important tax and financial considerations. Our support resources can help you understand the rollover process and prepare for the next step.
Important Rollover Considerations
Before rolling assets from a workplace retirement plan, consider available investment options, fees and expenses, services, creditor protections, withdrawal rules and tax consequences. Rolling assets into an IRA may not always be the best choice. Consider consulting a qualified tax professional or financial adviser regarding your individual circumstances.
Start planning today
Take the Next Step Toward Your Retirement Goals.
Explore your retirement account options and begin building a strategy for the future you want.