Market Risk
Financial markets may fluctuate significantly. Economic conditions, interest rates, political developments, company performance and other factors can affect investment values.
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Disclosures
Important Information
Disclosures
Transparency is an important part of informed investing. Review important information about investment risks, products, accounts, services and other matters relevant to your relationship with BryantPaul Capital Group.
Transparency & Information
Important information for investors.
The disclosures on this page are designed to provide general information about the risks, limitations and important considerations associated with investing and the use of investment-related products and services.
Please read applicable account agreements, product disclosures, fee schedules and other documents carefully before making investment decisions or opening an account.
Please note
Information on this page is provided for general informational purposes and should not be considered personal investment, tax or legal advice.
General Investment Risks
Investing involves risk.
All investments involve some degree of risk. The value of investments can rise or fall, and investors may lose some or all of the money invested.
Volatility Risk
Certain investments may experience substantial price movements over short periods of time. Higher potential returns may also be associated with greater volatility and risk.
Liquidity Risk
Some investments may be difficult to sell quickly or at a favorable price. Market conditions may affect an investor's ability to exit a position.
Loss of Principal
Unless specifically stated otherwise in applicable product documentation, investments are not guaranteed and may lose value, including the original amount invested.
Past performance is not a guarantee of future results.
Historical returns, market commentary, performance illustrations and projections should not be interpreted as assurances that similar results will occur in the future.
Account Information
Account disclosures and responsibilities.
Account Eligibility
Account availability and eligibility may depend on factors including residency, identity verification, legal capacity, account type and applicable laws and regulations.
Account Information
Clients are responsible for providing accurate and current information. You should promptly update account details when relevant information, contact details or personal circumstances change.
Fees and Charges
Accounts and investment transactions may be subject to applicable fees, charges, commissions, spreads or other costs. Investors should review the applicable fee schedule before using a product or service.
Account Security
Clients are responsible for maintaining the confidentiality of account credentials and promptly reporting suspected unauthorized access or activity through available support channels.
Investment Products
Different products involve different risks.
Product
Important Considerations
Stocks
Stock prices may fluctuate based on company performance, market
conditions and broader economic factors. Investors may lose principal.
Bonds
Bond values may be affected by interest rates, credit conditions,
inflation and issuer-specific risks.
ETFs & Funds
Diversification does not guarantee profits or protect against losses.
Fund values may fluctuate based on the underlying holdings and market
conditions.
Options
Options involve complex risks and may not be appropriate for all
investors. Certain strategies may result in substantial losses.
Digital Assets
Cryptocurrency and digital asset risks.
Digital assets can be highly volatile and may involve risks that differ significantly from traditional investments.
Significant Price Volatility
Digital asset prices may experience rapid and substantial fluctuations, potentially resulting in significant losses.
Technology and Network Risks
Digital assets may be affected by technology failures, network disruptions, cybersecurity incidents and other operational risks.
Regulatory Risk
Laws and regulations related to digital assets may change and could affect the availability, value or use of certain products.
Loss Risk
Digital asset investments may lose value and may not have protections associated with traditional bank deposit products.
Planning & Guidance
Important considerations for financial planning.
Personal Circumstances Matter
Financial decisions should take into account an individual's financial circumstances, objectives, investment time horizon and tolerance for risk.
Tax Considerations
Tax laws and individual tax circumstances vary. Information related to taxes should not be considered tax advice, and investors should consider consulting a qualified tax professional.
Legal and Estate Planning
Estate planning, trusts, wills and other legal arrangements involve legal considerations. Investors should seek appropriate professional advice regarding their individual circumstances.
No Guaranteed Outcomes
Financial plans, projections and illustrations are based on assumptions and may not reflect actual future market conditions or individual results. Actual outcomes may differ materially.
Additional Information
Review the documents that apply to you.
Additional agreements, product documents and account-specific disclosures may apply depending on the products and services you use.