Accounts
Find an account for every stage of your financial life.
From flexible individual investing to retirement-focused accounts, choose an account structure that supports the way you want to invest.
Account options
Choose an account that matches how you invest.
Different accounts are designed for different ownership structures, tax considerations and long-term objectives. Explore the options before deciding what fits your situation.
Individual Account
A flexible personal investing account designed for one account owner.
Explore AccountJoint Account
Invest alongside another person through an account with shared ownership.
Explore AccountRetirement Accounts
Explore account types designed around long-term retirement planning.
Explore RetirementTraditional IRA
A retirement account structure with its own eligibility and tax considerations.
Explore Traditional IRARoth IRA
A retirement account option with different contribution and tax treatment rules.
Explore Roth IRA401(k) Rollover
Explore options for consolidating eligible retirement assets from a former plan.
Explore Rollovers
Making the choice
Start with what the account needs to do for you.
Before opening an account, consider who will own it, how you expect to use the money and whether there are retirement or tax-planning considerations that matter to your decision.
Who owns it?
Consider individual or shared ownership needs.
When will you need it?
Match account choices to your expected time horizon.
What are the tax considerations?
Understand applicable rules before making a decision.
What is the goal?
Let the purpose of the money guide your account selection.
Ready to get started?
Open an account designed for your next chapter.
Review account options, explore investment choices and take the next step when you are ready.
Open an Account